Accidentally, on Purpose: The Making of a Personal Injury Underworld in America
by Ken Dornstein
From Kirkus Reviews
"This thoroughgoing, even encyclopedic, history of insurance fraud in America is a first-rate, ripping yarn. With its machines and speed and bustle, the Industrial Revolution saw a horrendous rise in accident rates. Train wrecks, street-car collisions, the dangerous chaos of the city, all spawned an almost endless series of mishaps.
As Dornstein (a young, former private investigator specializing in insurance scams) ably demonstrates, it wasn't a far step from genuine accidents to the emergence of increasingly sophisticated and outrageous fakery--the money was just too good. He presents a Damon Ruyonesque cast of colorful rascals, from apple-peel specialists (dropping fruit peels and slipping profitably) to floppers, tumblers, and whiplashers..."
-- Copyright ©1996, Kirkus Associates, LP. All rights reserved.
Actuarial Models for Disability Insurance
by Steven Haberman, Ermanno Pitacco
"Disability insurance, long-term care insurance, and critical illness cover are becoming increasingly important in developed countries as the problems of demographic aging come to the fore. The private sector insurance industry is providing solutions to problems resulting from these pressures and other demands of better educated and more prosperous populations. Actuarial Models for Disability Insurance examines the actuarial structure of disability insurance, long-term care insurance, and critical illness cover, including problems encountered in the design and development of such insurances. Actuarial problems such as pricing and reserving are considered within the context of multiple state modeling, providing a vigorous and sound framework for analyzing personal insurances."
The Adjuster: Making Insurance Claims Pay
by Gordon Smith, S. David, Jr. Peeler
"The Adjuster is a practical, down-to-earth self-help guide to learning the business of insurance claim adjusting. Written in an easy, comfortable style the book takes the beginner by the hand and leads the way through the basics of investigation, evidence gathering, analysis, evaluation and ultimately settlement negotiation. For the person who has no insurance experience the book provides the nuts and bolts of claims in a straightforward, simple manner with excercises and suggestions for further study. It includes descriptions of the materials and equipment which are used by the insurance claim adjuster and explains in honest terms what it takes to go into business for oneself. The book demonstrates how to start out "on the kitchen table" in a business of your own, or teaches the basics by which a trainee can go out and get a job working for someone else in a new and exciting career."
The ART of Risk Management
by Christopher L. Culp
From the Inside Flap
"As the capital and insurance markets continue to converge, the number of innovative alternative risk transfer (ART) products available to corporations, brokers, derivatives participants, and other financial professionals continues to grow. Understanding risk management in a corporate finance context and the ability to use ART to control risk and raise new capital has become a necessity in today’s business world.
"Risk expert Christopher Culp begins by laying down a solid foundation in corporate finance and the processes by which firms strive to find the elusive
"optimal capital structure." Culp introduces competing theories on optimal capital structure and provides a summary of empirical evidence for and against these theories. Risk and signaling capital, as well as regulatory capital, round out the discussion of the quest for optimal capital structure.
"To understand the motivations behind ART–many of which appear to be tied to the search by firms for optimal capital structure–Culp then probes the most interesting ART transactions to date by exploring their impact on the capital structure of many actual companies.
"This comprehensive guide also provides a valuable overview of the risk control and capital structure functions provided by banking products, derivatives targeted at market and credit risk, asset divestitures and securitizations, and insurance and reinsurance. Also discussed are the many similarities between these traditional risk management products, especially (re-)
insurance and options. Moving from traditional methods to today’s most cutting-edge risk management and capital formation tools, The ART of Risk Management examines the emerging market for ART forms based on their type and function. You’ll be introduced to the world of ART by looking at two distinct parts of that world: risk finance and risk transfer. You’ll learn about major structures in each, including such risk financing methods as captives, protected cell companies, and finite risk products, and risk transfer methods, including multiline and multitrigger programs, "committed capital,"
and alternative risk securitization.
"The final section of this invaluable resource presents some practical issues that ART product users will want to take into consideration. Guest contributors address catastrophic insurance products, weather risk transfer, patent law and ART financial innovation, and ART structures facilitating mergers and acquisitions."
Auto Accident Personal Injury Insurance Claim: (How to Evaluate and Settle Your Loss)
by Baldyga Dan
From the Publisher
"This book covers every strategy, from the initial telephone calls to the medical examination and then finally the actual settlement, one should employ to obtain the best possible settlement of their claim. But the most important part of this revolutionary book is the introduction of The BASE Formula, The Baldyga Auto Accident Settlement Evaluation Formula. BASE is a never before known settlement tool that Baldyga has created. Experts are calling BASE 'spectacular' and 'amazing'
because it explains, in simple, easy to understand language, exactly, right down to the last hundred dollar bill, how much ones 'pain and suffering' is worth."
Auto Insurance Tricks & Repair Rip-Offs
by Ron Alford
"This Information Will Empower You for Life. There is no product or service on earth like Auto Insurance. This book explains in clear, simple language how you can take control of your auto insurance choices and costs, and most importantly, manage the claim process.
"The time to read this book is before you pay another insurance premium. Because the last thing you want, is to learn that what you thought was your safety net - is full of holes when you suffer a loss.
"The cheapest insurance policy you can buy is self education."
